Negative Health Effects of Red Meat

Negative Health Effects of Red Meat It has been known for a while that the  saturated animal fat  in red meat contributes to heart disease and atherosclerosis. Recent research also shows red meat is thought to increase the risks of rheumatoid arthritis and endometriosis.  There is good evidence that eating red meat may be a probable cause of colorectal cancer. Processed red meat, like cured and smoked meat, has recently been declared carcinogenic, with strong scientific evidence linking it to cancer. Red Meat: The Good and Bad Meanwhile, according to the American Dietetic  Association, vegetarian diets can significantly reduce the risk of heart disease, colon cancer, osteoporosis, diabetes, kidney disease, hypertension, obesity, and other debilitating medical conditions. While red meat is a key source of protein and vitamin B12 in North American diets, nutritionists explain that properly planned meat-free diets easily provide these important nutrients. In fact, most people probably do not need to eat as much protein as they think they do. Daily protein requirements are relatively modest, and much of it can be found in legumes, nuts, and other foods. Reducing your intake of red meat is also justifiable for environmental reasons. Raising cattle requires a lot of resources, including water, and cows produce a significant amount of greenhouse gases. For some, an alternative could be the consumption of game meat like venison. It is very lean, low in saturated fat, and does not have the negative land use and water consumption issues associated with cattle. Venison can be kept healthiest by using lead-free ammunition. For more information see the World Health Organization  October 2015 Press Release. Edited by Frederic Beaudry.

Flood Insurance Myths and Facts

Flood Insurance Myths and Facts People who live on top of the hill dont need flood insurance. Not true, according to the Federal Emergency Management Agency (FEMA), and just one of the many myths surrounding the agencys National Flood Insurance Program (NFIP). When it comes to flood insurance, not having the facts can literally cost you your lifes savings. Owners of both homes and businesses need to know the flood insurance myths and facts. Myth: You cant buy flood insurance if youre in a high-flood-risk area.Fact: If your community participates in the National Flood Insurance Program (NFIP), you can buy National Flood Insurance no matter where you live. To find out if your community participates in the NFIP, visit FEMAs Community Status page. More communities qualify for the NFIP everyday. Myth: You cant buy flood insurance immediately before or during a flood.Fact: You can buy National Flood Insurance anytime - but the policy isnt effective until a 30-day waiting period after the first premium payment. However, this 30-day waiting period can be waived if the policy was purchased within 13 months of a flood map revision. If the initial flood insurance purchase was made during this 13-month period, then there is only a one-day waiting period. This one-day provision only applies when the Flood Insurance Rate Map (FIRM) is revised to show the building is now in a high-flood-risk area. Myth: Homeowners insurance policies cover flooding.Fact: Most home and business multi-peril policies do not cover flooding. Homeowners can include personal property coverage in their NFIP policy, and residential and commercial renters can purchase flood coverage for their contents. Business owners can buy flood insurance coverage for their buildings, inventory and contents. Myth: You cant buy flood insurance if your property has been flooded.Fact: As long as your community is in the NFIP, you are eligible to purchase flood insurance even after your home, apartment, or business has been flooded. Myth: If you do not live in a high-flood-risk area, you do not need flood insurance.Fact: All areas are susceptible to flooding. Nearly 25 percent of the NFIP claims come from outside high-flood-risk areas. Myth: National Flood Insurance can only be purchased through the NFIP directly.Fact: NFIP flood insurance is sold through private insurance companies and agents. The federal government backs it. Myth: The NFIP does not offer any type of basement coverage.Fact: Yes, it does. A basement, as defined by NFIP, is any building area with a floor below ground level on all sides. Basement improvements - finished walls, floors or ceilings - are not covered by flood insurance; nor are personal belongings, like furniture and other contents. But flood insurance does cover structural elements and essential equipment, provided it is connected to a power source (if required) and installed in its functioning location. According to a recent FEMA press release, items protected under building coverage include the following: sump pumps, well-water tanks and pumps, cisterns and the water inside, oil tanks and the oil inside, natural gas tanks and the gas inside, pumps or tanks used with solar energy, furnaces, water heaters, air conditioners, heat pumps, electrical junction and circuit breaker boxes (and their utility connections), foundation elements, stairways, staircases, elevators, dumbwaiters, unpainted drywall walls and ceilings (including fiberglass insulation), and cleanup expenses. Protected under content coverage are: clothes washers and dryers, as well as food freezers and the food inside them. The NFIP recommends both building and content coverage be purchased for the most comprehensive protection.